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Costa Rica

Pensionado Visa ยท Americas

From

$1,800/mo

Income Required

$1,000/month guaranteed income

Overview

Costa Rica's Pensionado residency program was designed specifically for retirees, requiring $1,000 per month in pension or Social Security income. With its stable democracy, well-regarded public healthcare system, incredible biodiversity, and "Pura Vida" lifestyle, it's a strong fit for nature-loving retirees.

Example Cost of Living Breakdown

CategoryMonthly (USD)
Rent$1,310
Groceries$460
Transportation$150
Dining & Entertainment$380
Utilities & Other$280
Total Monthly Budget$2,580

*Estimated monthly costs for a couple as of September 2026. Excludes healthcare. Your costs will vary by city and lifestyle.

Visa Requirements & Eligibility

Income Threshold

$1,000/month guaranteed income

Renewal

Every 2 years

Requirements

  • Proof of at least $1,000/month pension or Social Security
  • Criminal background check
  • Birth certificate (apostilled)
  • Marriage certificate if applicable
  • Health insurance or CAJA enrollment

Step-by-Step Application Process

1

Gather Apostilled Documents

Get birth certificates, marriage certificate, and criminal background check apostilled.

2

Prove Income

Obtain a letter from Social Security or pension provider confirming $1,000+/month.

3

Submit Your Application

Submit your application to Costa Rica's immigration authority (DGME).

4

Enroll in CAJA Healthcare

Register with Costa Rica's public healthcare system upon approval.

5

Get Your DIMEX ID

Receive your national identification card as a legal resident.

Pros and Cons

Advantages

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Purpose-built retirement visa program

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Incredible natural beauty

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Stable democracy with no military

Considerations

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Higher cost of living than other Latin American options

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Imported goods are very expensive

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Infrastructure outside cities can be poor

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Slow bureaucratic processes

Ready to make the move to Costa Rica?

See how far your retirement income goes there, and read our free guides on visas, healthcare, and cost of living.